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L’Ami Autocrédit Plus
Everywhere in Quebec
Toll-free:
1 855 615-2121

Auto Financing

How can self-employed individuals get a car loan?

Many things change when you become self-employed, including the ease of obtaining a car loan. At L'Ami Auto Crédit, we help you secure auto credit more easily because we understand that analyzing a self-employed individual's profile is different from that of a salaried employee. Complete our credit application, and we'll offer you the best solution!

Is it possible to get a car loan after bankruptcy?

Yes! Our specialized auto credit experts are accustomed to handling credit applications for first or second bankruptcies, whether discharged or not. We will guide you to the best solution based on your credit profile!

How can I get a car loan as a low-income retiree?

While it may be more challenging to get approved for a car loan, at L'Ami Auto Crédit, we can provide auto credit! Thanks to our agreements with specialized financial institutions, we'll address all your questions and requests.

How to finance a car without credit history?

Our secure website allows you to apply for pre-approval safely and easily. Our on-site experts can help you get a car loan even if you have bad credit or no credit history. Every day, we offer solutions tailored to profiles like yours!

Is it possible to get a car loan with a low annual income?

Getting a car loan with low income can sometimes be difficult. L'Ami Auto Crédit is accredited with numerous financial institutions, so regardless of your credit profile, you will be approved! Fill out our online form for pre-approval, and our brokers will contact you for additional information.

Is it safe to apply online for a car loan?

Yes! At L'Ami Auto Crédit, you can complete your application online securely and receive approval online or by phone! You'll only need to visit us for contract signing once you've chosen your vehicle. Even if you have a challenging credit history, we'll find the financing solution that best suits you, including second or third-chance credit options.

Credit Recovery

How is the interest rate for a car loan calculated?

Your credit history, the type of car you're buying, and the vehicle amount are all factors that can influence your interest rate. How can you determine it precisely? Complete an online application on the L'Ami Auto Crédit website, and we'll explain your options. Rest assured, at L'Ami Auto Crédit, our auto credit experts always offer you the most advantageous auto financing solution!

Is it possible to get a car loan after bankruptcy?

Yes! Our specialized auto credit experts are accustomed to handling credit applications for first or second bankruptcies, whether discharged or not. We will guide you to the best solution based on your credit profile!

How much are the processing fees when applying for a car loan?

Online applications are free! You'll get pre-approved, no file is refused, and there are no fees! However, depending on your credit profile, processing fees may be charged and added to your auto financing. Contact us by phone to receive all the necessary information--our auto credit experts are here to help!

How do multiple credit applications for a car loan affect my credit profile?

Every time you apply for a loan, it is reported to your credit bureau and affects your credit profile. However, when you request pre-approval with us, our brokers target the lender most likely to approve you, limiting the number of inquiries to your credit bureau. Don't wait any longer! Complete an online credit application now, and you could drive your next vehicle today.

How long does it take to get a new vehicle with a car loan?

Generally, we contact you within an hour of your application. From there, based on your credit profile, we can specify the required time. There's a good chance you could leave with your new vehicle the same day! Typically, 24 to 72 hours is sufficient to receive your pre-approval, review your credit profile, find the most advantageous auto financing solution, choose your vehicle, secure your auto loan, and drive away in your new vehicle!

What is the best company for auto credit?

For professionalism, service, and the expertise of its brokers in auto credit, L'Ami Auto Crédit! L'Ami Auto Crédit helps you secure a loan to purchase your next vehicle, even if bad credit has closed other doors. We work with many specialized institutions and have been doing so for many years. Our expertise allows you to borrow under favorable financing conditions, with advice from our seasoned team. Your auto loan will no longer be a source of stress!

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